Investing in your mental health and wellness may seem like a significant monetary and time-consuming commitment. However, most people are not aware that their insurance plans cover access to mental health care and telehealth services– thus helping alleviate their financial burden. This new added benefit on insurance coverage has come at a critical moment when people are dealing with the stress and anxiety resulting from the onset of the COVID-19 pandemic.
The good news is, most major insurance providers now support both mental and physical-digital health services, especially during the epidemic. The ability to get the required medical care from the safety of your house via telehealth services is essential during these unsettled and uncertain times.
The top issues that keep most people from accessing health services are cost and insurance eligibility. Now that we are socially isolated due to the pandemic, in-person appointments are also eliminated, leaving most Americans unable to access mental health care. Fortunately, Talkspace can now cover 40 million Americans who have eligible insurance covers.
Does your insurance cover Talkspace?
In a recent survey carried out by Talkspace and Qualtrics, 60% of Americans between the ages of 18-49 believe that their insurance only covers in-person mental health care. In comparison, only 20% believe that their insurance could cover online therapy and other telemedical services. With the increase in mental health issues since the pandemic started, Americans must know they can access online mental health care through their insurance. Talkspace is now covered by the state’s biggest insurance companies such as Optum, Cigna, Humana, and Premera Blue Cross Blue Shield. Insurance coverage is also offered through educational institutions, employment, and other organizations. Millions of Americans who need mental health care are likely eligible to access it.
This expanded insurance coverage is projected to provide a lifeline to millions of Americans at the most critical time, as people are preparing for schools to reopen and an impending second wave of the virus. Most people are now coming to terms with the long-term effects of mental health issues that are likely to last long after the pandemic passes.
How do I access talk space through my insurance provider?
While nothing today seems to go right, most people are gripped by stress, uncertainty, fear, and anxiety. Talkspace has persistently worked to ensure everyone has access to mental health care especially during the pandemic, which has seen Talkspace users more than double. It’s essential to get help when you need it. Follow the below steps to find out if you can get the needed mental health care through your insurance coverage;
Check eligibility: Fill in your insurance details to check if Talkspace is covered and how much you can save.
Take a short assessment: You must answer a few questions before getting started.
Choose a therapist: You will now select a therapist from a list of those who specialize in the challenges you are going through.
Start your session: After choosing a therapist, you can now start your therapy session and be on your journey to a healthier mind.
During this tough period, it’s essential to get the professional help you need. When you delay seeking help for any mental health problems, the struggle and suffering become worse. The CEO and founder of Talkspace, Oren Frank, stated that everyone is experiencing the worst mental health crisis with financial, political, and social stressors experienced daily due to the coronavirus pandemic. He noted that his company’s primary campaign is to give people same-day access to mental health services and inform the public about more affordable mental health care options. Never forget that there is no shame in asking for help when you need it. Thanks to the developed insurance coverage, over 40 million American citizens can access mental health care today.
